Financial Education

Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.

Categories

Money Minutes: Amortization

If you’ve purchased a car or a home before, you’ve likely heard the term Amortization, but if you still don’t fully understand what it means, you’re not alone.

Date:

Personal Finance

Student Life: What You Need to Know About Work-Study

It’s that time of year! I bet a lot of you are receiving your award letters in the mail. Within them, you might see a line that says you are eligible for money through a grant called “Federal Work-Study.” Do you know what it means? Well I am here to explain to you just what the Federal Work-Study program is, because unlike most grants, you have work for this money.

Date:

College & Trade School Preparation

Dear 3Rivers: Should I Co-Sign My Friend’s Loan?

Mingling money with friends and family is always a tough call. On one hand, you want nothing more than to help them out, but on the other, finances are always sensitive subject. When it comes to cosigning, it’s a legitimate fear that you might end up being left for broke because of someone else’s inability to pay, and ruin your relationship as a result.

Date:

Student Loans Personal Finance

Money Monday: 8 Small Steps for Big Financial Gain

We’ve all experienced major burnout when taking drastic strides and reaching for unrealistic expectations in order to improve our lives in one area or another. In most cases, we learn that baby steps really are the way to go if we want to see major, long-term results. Same goes for your finances. Start small, and watch all of those little changes in your financial habits add up over time.

Date:

Personal Finance

Quick Money Tip: Buy Generic

Do you feel a certain sense of accomplishment when pulling out name-brand after name-brand product from your bags after a trip to the grocery? It's a common feeling, with all of the great and influential advertising we come across for everyday products. We might feel like any other brand just won't cut it if they don't sport the right name or label. This isn't true. What is true, however, is that after months and years of buying only name-brand, our finances can really take a hit. There are some things that are worth spending a little extra cash on, but the majority of the time, going generic will save you lots of money and give you the same results.

Date:

Personal Finance