When borrowing becomes part of your next step, we’re here to help. We offer private student loan and refinancing options, along with personalized guidance to support both college and career paths. From scholarship search assistance to ongoing financial coaching, our team is with you every step of the way—before, during, and after school.
Find Your Best Loan Option
Navigating your future, together.
Preparing for college in Indiana, Ohio, or beyond. 3Rivers offers private student loans for undergraduates attending accredited institutions. Fund tuition, fees, textbooks, housing, and other qualified educational expenses.
Borrow funds within an approved range, with competitive variable interest rates. While you’re in school during the draw period, you can choose interest-only payments to help minimize balance growth or defer payments, with interest accruing during that time. After graduation, repayment begins with a structured term. Loan modification options may be available when you enter repayment.
Already have student loans from other lenders? Refinancing with 3Rivers helps you secure lower interest rates, reduce monthly payments, consolidate multiple loans into one simple payment, or adjust repayment terms to fit your budget and goals.
Refinancing replaces your existing loans with a new loan that may offer more favorable terms. You can consolidate eligible federal and private student loans into one loan with a fixed interest rate and choose from a range of repayment term options based on your needs.