Skip to main content

Financial Education

Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.

Categories

Understanding Your Credit Score & Report

At 3Rivers, we believe establishing a good credit history is important to your future borrowing ability. Your first car loan is often your first credit obligation, so handling it properly is essential. On-time payments are vital to a good credit rating and future loans from the lender. Even one late payment appearing on your credit report can have a major negative impact on your credit score.

Date:

Envelope with money and a stimulus check in front of an American flag.

What to Know About the Latest Round of Stimulus Payments

The first round of the latest stimulus payments were sent on March 12, 2021, and are now displaying as a pending direct deposit in many Americans’ bank accounts. At this time, it appears that most of the pending funds are set to be cleared by the US Department of Treasury and officially be made available on Wednesday, March 17. Please note that financial institutions are unable to post those funds until the date set by the Treasury.

Date:

Personal Finance
Crosswinds Counseling Logo

A Voice for the Good: Crosswinds Counseling

This article features Crosswinds Counseling—a local non-profit on a mission to “to bring hope to individuals, families, couples, and struggling teens. [Their] goal is to help [those in our community] find the solutions needed to reclaim, restore and rebuild.” Crosswinds provides several counseling programs and resources to individuals and families, both in-person and online.

Date:

Community Engagement & Impact BlogCategories
Family of four sitting on couch at home.

Our Youth & College Support Team Helps Students, Families in Their Financial Wellness Journeys

The 3Rivers Youth & College Support Team is here to support our members and our community in exploring their best options when it comes to continuing education, career paths, and anything else that may crop up along the way. We’re passionate about being a part of your life’s journey and supporting you through each step and milestone.

Date:

Student Loans College & Trade School Preparation
Paul's Place Logo

A Voice for the Good: Paul's Place

Paul’s Place: Support for Families is a local non-profit on a mission to “provide the comfort and support of being at home, while being away from home.” Paul’s Place provides temporary housing for the loved ones of adult patients who are receiving treatment for life-threatening illnesses or other medical conditions.

Date:

Community Engagement & Impact
Mother and teen daughter talking on couch.

A Parent's Guide to Student Loan Options, Co-Signing & Having Conversations About Paying the Bills

As the cost of college continues to rise, students are having to look for more avenues to help pay for school. Throughout this process, they’ll be turning to their parents and guardians for guidance in helping them make the smartest decisions when it comes to borrowing money—and paying off those debts later. It’s crucial that parents and guardians have a clear vision of the level of involvement they’ll have in helping their children take out and pay off loans before having these discussions.

Date:

Three kids dressed in Halloween costumes.

10 Thrifty Ways to Save Money on Halloween

Last year, Americans spent a record-breaking $10.14 billion dollars on Halloween. Now that's scary! Fear not, though, readers—for there are several spooktacular ways to save on this much-loved holiday.

Date:

Personal Finance